:root {
  --navy: #11103c;
  --blue: #003273;
  --bright: #0046a2;
  --sky: #e8f4fc;
  --ink: #2d3b42;
  --muted: #66757d;
  --line: #dbe3e8;
  --paper: #f7f9fa;
  --accent: #d84b22;
  /* brand tokens used by the shared site nav (must match every other page) */
  --blue-dark: #11103c;
  --blue-mid: #003273;
  --blue-bright: #0046a2;
  --blue-tint: #e8f4fc;
  --blue-slate: #586b8c;
  --grad: linear-gradient(135deg, #11103c 0%, #003273 50%, #0046a2 100%);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; padding-top: 68px; color: var(--ink); background: #fff; font-family: "Manrope", sans-serif; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
button { font: inherit; }

/* ---------------------------------------------------------------------------
   Site navigation. Kept byte-for-byte in step with the inline nav styles on
   index.html / services.html / about.html etc. If you change the nav on those
   pages, change it here too.
   --------------------------------------------------------------------------- */
nav#main-nav{position:fixed;top:0;left:0;right:0;z-index:1000;display:flex;align-items:center;justify-content:space-between;padding:0 48px;height:68px;background:rgba(255,255,255,.96);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-bottom:1px solid rgba(17,16,60,.08);box-shadow:0 1px 20px rgba(17,16,60,.06);transition:box-shadow .3s}
nav#main-nav.scrolled{box-shadow:0 4px 32px rgba(17,16,60,.14)}
.nav-logo{display:flex;align-items:center;gap:12px}
.nav-logo img{display:block}
@media(max-width:900px){.nav-logo{display:none!important}}
.logo-mark{width:36px;height:36px;background:var(--grad);border-radius:8px;transform:rotate(3deg);display:flex;align-items:center;justify-content:center;transition:transform .3s cubic-bezier(.16,1,.3,1);flex-shrink:0}
.logo-mark:hover{transform:rotate(12deg)}
.logo-mark span{font-family:'Instrument Serif',serif;font-weight:700;font-style:italic;color:#fff;font-size:20px;line-height:1}
.wordmark{font-size:20px;font-weight:700;letter-spacing:-.03em;background:var(--grad);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.nav-links{display:flex;align-items:center;gap:36px;margin:0;padding:0;list-style:none}
.nav-links > li{list-style:none}
.nav-links a{font-size:14px;font-weight:600;color:rgba(45,59,66,.72);transition:color .2s}
.nav-links a:hover{color:var(--blue-bright)}
.has-dd{position:relative}
.has-dd > a{display:flex;align-items:center;gap:5px}
.has-dd > a svg.chev{width:14px;height:14px;stroke:currentColor;fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round;transition:transform .25s cubic-bezier(.16,1,.3,1);flex-shrink:0}
.has-dd:hover > a svg.chev{transform:rotate(180deg)}
.dd-menu{display:none;position:absolute;top:100%;left:-16px;padding-top:12px;min-width:240px}
.dd-menu-inner{background:#fff;border:1px solid rgba(17,16,60,.1);border-radius:14px;padding:8px;box-shadow:0 16px 40px rgba(17,16,60,.16)}
.has-dd:hover .dd-menu{display:block}
.dd-menu ul{margin:0;padding:0}
.dd-menu li{list-style:none}
.dd-menu a{display:flex;align-items:center;gap:10px;padding:10px 14px;border-radius:9px;font-size:13.5px;font-weight:500;color:var(--ink);transition:background .15s,color .15s;white-space:nowrap}
.dd-menu a:hover,.dd-menu a.dd-active{background:var(--blue-tint);color:var(--blue-mid)}
.dd-menu a.dd-active{font-weight:700}
.dd-icon{width:28px;height:28px;border-radius:7px;background:var(--blue-tint);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.dd-icon svg{width:14px;height:14px;stroke:var(--blue-mid);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.nav-cta{background:var(--grad);color:#fff !important;-webkit-text-fill-color:#fff !important;padding:10px 24px;border-radius:30px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;box-shadow:0 8px 24px rgba(17,16,60,.28);transition:transform .2s,box-shadow .2s;display:inline-block}
.nav-cta:hover{transform:translateY(-1px);box-shadow:0 12px 32px rgba(17,16,60,.36)}
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;gap:5px}
.hamburger span{display:block;width:22px;height:2px;background:var(--ink);border-radius:2px;transition:all .3s}
.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.open span:nth-child(2){opacity:0}
.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{display:none;position:absolute;top:calc(100% + 8px);left:16px;right:16px;background:#fff;border:1px solid rgba(17,16,60,.1);border-radius:14px;padding:20px;flex-direction:column;gap:14px;box-shadow:0 16px 40px rgba(17,16,60,.15)}
.mobile-menu.open{display:flex}
.mobile-menu a{font-size:15px;font-weight:600;color:var(--ink)}
.mobile-menu-section{font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue-slate);padding-top:4px}
.mobile-menu .nav-cta{text-align:center;font-size:13px;padding:12px 24px;margin-top:4px}
@media(max-width:768px){nav > .nav-cta{display:none!important}}

/* --- shared site nav - responsive (keep identical on every page, incl. assets/content.css) --- */
@media(max-width:1024px){nav#main-nav{padding:0 28px}}
@media(max-width:768px){nav#main-nav{padding:0 20px;height:60px}body{padding-top:60px}.nav-links{display:none}.hamburger{display:flex}nav>.nav-cta{display:none!important}}

.content-hero { padding: 74px 48px 48px; border-bottom: 1px solid var(--line); background: linear-gradient(180deg,#fff 0%,#f6f9fc 100%); }
.content-hero-inner { max-width: 1180px; margin: 0 auto; }
.eyebrow { margin: 0 0 14px; color: var(--accent); font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
.content-hero h1 { max-width: 820px; margin: 0; color: var(--navy); font: 400 clamp(3rem,6vw,5.8rem)/.98 "Instrument Serif",serif; letter-spacing: 0; }
.content-hero p { max-width: 660px; margin: 22px 0 0; color: var(--muted); font-size: 17px; line-height: 1.75; }
.content-tabs { max-width: 1180px; margin: 0 auto; padding: 22px 48px 0; display: flex; align-items: center; gap: 24px; border-bottom: 1px solid var(--line); }
.content-tab { padding: 0 2px 16px; border-bottom: 2px solid transparent; color: var(--muted); font-weight: 700; }
.content-tab:hover, .content-tab.active { border-bottom-color: var(--bright); color: var(--navy); }

.blog-section { min-height: 540px; padding: 44px 48px 88px; }
.blog-inner { max-width: 1180px; margin: 0 auto; }
.blog-toolbar { margin-bottom: 24px; display: flex; align-items: end; justify-content: space-between; gap: 24px; }
.blog-toolbar h2 { margin: 0; color: var(--navy); font: 400 34px "Instrument Serif",serif; }
.blog-count { color: var(--muted); font-size: 13px; }
.blog-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 22px; }
.blog-card { min-width: 0; overflow: hidden; display: flex; flex-direction: column; border: 1px solid var(--line); border-radius: 8px; background: #fff; transition: transform .25s, box-shadow .25s, border-color .25s; }
.blog-card:hover { transform: translateY(-4px); border-color: #b7cad8; box-shadow: 0 18px 44px rgba(17,16,60,.11); }
.blog-cover { aspect-ratio: 16/9; overflow: hidden; background: linear-gradient(135deg,var(--navy),var(--bright)); }
.blog-cover img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
.blog-card:hover .blog-cover img { transform: scale(1.035); }
.cover-fallback { width: 100%; height: 100%; padding: 24px; display: flex; align-items: end; color: rgba(255,255,255,.88); background: linear-gradient(135deg,var(--navy),var(--bright) 70%,var(--accent)); font: italic 28px/1.05 "Instrument Serif",serif; }
.blog-body { flex: 1; padding: 22px; display: flex; flex-direction: column; }
.tag-row { min-height: 24px; display: flex; flex-wrap: wrap; gap: 6px; }
.tag { padding: 5px 8px; border-radius: 999px; color: var(--blue); background: var(--sky); font-size: 10px; font-weight: 700; text-transform: uppercase; }
.blog-card h3 { margin: 14px 0 9px; color: var(--navy); font: 400 27px/1.08 "Instrument Serif",serif; }
.blog-card p { margin: 0 0 20px; color: var(--muted); font-size: 14px; line-height: 1.65; }
.blog-meta { margin-top: auto; display: flex; align-items: center; justify-content: space-between; gap: 12px; color: #7b878e; font-size: 12px; }
.read-link { color: var(--bright); font-weight: 700; }

.insight-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 22px; }
.insight-card { min-width: 0; overflow: hidden; display: flex; flex-direction: column; border: 1px solid var(--line); border-radius: 8px; background: #fff; transition: transform .25s, box-shadow .25s, border-color .25s; }
.insight-card:hover { transform: translateY(-4px); border-color: #b7cad8; box-shadow: 0 18px 44px rgba(17,16,60,.11); }
.insight-visual { min-height: 230px; padding: 30px; display: flex; align-items: end; position: relative; overflow: hidden; color: #fff; background: linear-gradient(145deg,var(--navy),var(--blue) 64%,var(--accent)); }
.insight-visual::before { content: ""; position: absolute; width: 150px; height: 192px; top: 24px; right: 28px; border: 1px solid rgba(255,255,255,.45); background: rgba(255,255,255,.12); box-shadow: -12px 12px 0 rgba(255,255,255,.08); transform: rotate(4deg); }
.insight-visual span { position: relative; z-index: 1; max-width: 190px; font: italic 31px/1.02 "Instrument Serif",serif; }
.insight-body { flex: 1; padding: 22px; display: flex; flex-direction: column; }
.insight-body h3 { margin: 14px 0 9px; color: var(--navy); font: 400 29px/1.08 "Instrument Serif",serif; }
.insight-body p { margin: 0 0 22px; color: var(--muted); font-size: 14px; line-height: 1.65; }
.insight-meta { margin-top: auto; display: flex; justify-content: space-between; gap: 12px; color: #7b878e; font-size: 12px; }
.insight-shell { min-height: 720px; padding: 44px 48px 88px; background: var(--paper); }
.insight-detail { max-width: 1180px; margin: 0 auto; }
.insight-heading { display: grid; grid-template-columns: minmax(0,1fr) auto; align-items: end; gap: 32px; margin-bottom: 28px; }
.insight-heading h1 { margin: 12px 0; color: var(--navy); font: 400 clamp(2.8rem,6vw,5.5rem)/.98 "Instrument Serif",serif; }
.insight-heading p { max-width: 760px; margin: 0; color: var(--muted); font-size: 17px; line-height: 1.65; }
.insight-actions { display: flex; gap: 10px; }
.insight-action { height: 44px; padding: 0 20px; display: inline-flex; align-items: center; justify-content: center; border: 1px solid var(--navy); border-radius: 999px; color: var(--navy); background: #fff; font-weight: 700; font-size: 13px; }
.insight-action.primary { color: #fff; background: var(--navy); }
.pdf-frame { width: 100%; min-height: 760px; border: 1px solid var(--line); border-radius: 8px; background: #e8edf1; }

.skeleton { pointer-events: none; }
.skeleton-block { background: linear-gradient(90deg,#edf1f3 25%,#f7f9fa 50%,#edf1f3 75%); background-size: 200% 100%; animation: shimmer 1.2s infinite; }
.skeleton .blog-cover { border: 0; }
.skeleton-line { height: 13px; margin-bottom: 10px; border-radius: 4px; }
.skeleton-line.short { width: 58%; }
@keyframes shimmer { to { background-position: -200% 0; } }
.load-more-wrap { min-height: 64px; margin-top: 34px; display: flex; justify-content: center; }
.load-more { height: 44px; padding: 0 24px; border: 1px solid var(--navy); border-radius: 999px; color: var(--navy); background: #fff; font-weight: 700; cursor: pointer; }
.load-more:hover { color: #fff; background: var(--navy); }
.state-panel { padding: 70px 24px; text-align: center; border: 1px solid var(--line); border-radius: 8px; background: var(--paper); }
.state-panel h2 { margin: 0 0 8px; color: var(--navy); font: 400 32px "Instrument Serif",serif; }
.state-panel p { margin: 0 auto 20px; max-width: 520px; color: var(--muted); line-height: 1.6; }

.article-shell { min-height: 640px; padding: 46px 48px 96px; background: var(--paper); }
.article { max-width: 860px; margin: 0 auto; }
.back-link { display: inline-flex; align-items: center; gap: 8px; margin-bottom: 28px; color: var(--blue); font-size: 13px; font-weight: 700; }
.article-card { overflow: hidden; border: 1px solid var(--line); border-radius: 8px; background: #fff; }
.article-cover { width: 100%; max-height: 470px; object-fit: cover; }
.article-header, .article-content { padding-left: clamp(24px,7vw,76px); padding-right: clamp(24px,7vw,76px); }
.article-header { padding-top: 52px; padding-bottom: 34px; }
.article-header h1 { margin: 16px 0 14px; color: var(--navy); font: 400 clamp(2.6rem,6vw,4.8rem)/1 "Instrument Serif",serif; }
.article-subtitle { margin: 0; color: var(--muted); font-size: 19px; line-height: 1.65; }
.article-byline { margin-top: 28px; padding-top: 22px; display: flex; align-items: center; justify-content: space-between; gap: 16px; border-top: 1px solid var(--line); color: var(--muted); font-size: 13px; }
.share-button { border: 0; background: transparent; color: var(--bright); font-weight: 700; cursor: pointer; }
.article-content { padding-bottom: 68px; color: #35444b; font-size: 17px; line-height: 1.85; }
.article-content h1, .article-content h2, .article-content h3 { color: var(--navy); font-family: "Instrument Serif",serif; font-weight: 400; line-height: 1.1; }
.article-content h2 { margin-top: 46px; font-size: 36px; }
.article-content h3 { margin-top: 34px; font-size: 27px; }
.article-content p, .article-content ul, .article-content ol { margin: 0 0 22px; }
.article-content a { color: var(--bright); text-decoration: underline; text-underline-offset: 3px; }
.article-content img { max-width: 100%; height: auto; border-radius: 8px; }
.article-content blockquote { margin: 30px 0; padding: 18px 24px; border-left: 3px solid var(--accent); background: #fff7f2; }

/* ---------------------------------------------------------------------------
   Site footer. Kept in step with the inline footer styles on index.html /
   services.html / about.html etc. If you change the footer on those pages,
   change it here too.
   --------------------------------------------------------------------------- */
footer { background: var(--blue-dark); padding: 88px 48px 44px; }
.footer-grid { max-width: 1100px; margin: 0 auto 64px; display: grid; grid-template-columns: 1.8fr 1fr 1fr 1fr; gap: 56px; }
.f-tag { font-size: 14px; color: rgba(255,255,255,.42); line-height: 1.65; margin: 0 0 28px; }
.f-socials { display: flex; gap: 10px; }
.f-social { width: 38px; height: 38px; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 13px; font-weight: 700; color: rgba(255,255,255,.5); transition: border-color .2s, color .2s; }
.f-social:hover { border-color: rgba(255,255,255,.4); color: rgba(255,255,255,.9); }
.f-col h4 { font-family: 'Instrument Serif', serif; font-weight: 400; font-size: 17px; color: #fff; margin: 0 0 22px; }
.f-col ul { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 11px; }
.f-col a { font-size: 13px; color: rgba(255,255,255,.42); transition: color .2s; }
.f-col a:hover { color: rgba(255,255,255,.9); }
.f-bottom { max-width: 1100px; margin: 0 auto; padding-top: 32px; border-top: 1px solid rgba(255,255,255,.08); display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 16px; }
.f-copy { font-size: 12px; color: rgba(255,255,255,.28); }
.f-legal { display: flex; gap: 28px; }
.f-legal a { font-size: 12px; color: rgba(255,255,255,.28); text-transform: uppercase; letter-spacing: .08em; font-weight: 600; transition: color .2s; }
.f-legal a:hover { color: rgba(255,255,255,.6); }
@media(max-width:900px){ .footer-grid{grid-template-columns:1fr 1fr!important;gap:40px;} footer{padding:64px 24px 40px;} }
@media(max-width:480px){ .footer-grid{grid-template-columns:1fr!important;} footer{padding:48px 16px 32px;} }

@media (max-width: 900px) {
  .blog-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .insight-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .insight-heading { grid-template-columns: 1fr; align-items: start; }
}

@media (max-width: 640px) {
  .content-hero { padding: 52px 20px 36px; }
  .content-hero h1 { font-size: 3.4rem; }
  .content-tabs { padding: 18px 20px 0; }
  .blog-section, .article-shell { padding: 34px 20px 66px; }
  .blog-grid { grid-template-columns: 1fr; }
  .insight-grid { grid-template-columns: 1fr; }
  .insight-shell { padding: 34px 20px 66px; }
  .insight-actions { flex-wrap: wrap; }
  .pdf-frame { min-height: 560px; }
  .blog-toolbar { align-items: start; flex-direction: column; gap: 6px; }
  .article-header { padding-top: 34px; }
  .article-byline { align-items: start; flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; transition-duration: .01ms !important; }
}